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You are here: Home / Buying Tips / The Real Bottom Line

The Real Bottom Line

April 24, 2018 by Igor Nastaskin

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees–and the grand total can throw you into shock!

The important thing to remember is that the grand total isn’t really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

Do These Real Estate Tips Really Apply to YOU?

I’ve learned these tips through years of experience as a top real estate agent. But I know that YOUR situation might be different. That’s why I’m here.

It’s my job to personally advise homebuyers and sellers. Ask me if any tip that I’ve included here really applies to your situation.

Do any of these tips raise questions for you? Didn’t find what you’re looking for? Let me know! I am happy to answer ANY questions. It’s my job! There’s no obligation, and I promise to get back to you quickly…

Filed Under: Buying Tips

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Your South Bay Real Estate Expert

Specializing in the Hollywood Riviera, Palos Verdes, Redondo Beach, Manhattan Beach & Torrance

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I’ll help sell your current home & find your dream home

When it comes to real estate, my goal is to help you achieve your goal. Whether you want to move-up, scale down or find the ocean-view home you always dreamed of, I listen carefully to your real estate needs and then come up with a strategy to achieve your objectives. But don’t just take my word for it — I encourage you to read the letters written my clients (see the testimonial section on this website). I bring the same honesty, integrity and professionalism I brought to these clients to every transaction. And that’s my personal promise to you!

Igor Nastaskin
Re/Max Palos Verdes Realty
inastaskin02@gmail.com
direct: 310-892-6016
DRE: 0131782
Office
63 Malaga Cove Plaza, Palos Verdes Estates, CA 90274
office: 310-378-9494×2349
fax: 310-378-3818

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